Best airline miles credit cards (October 2026)

The cards with the highest net value, grouped by annual fee, lounge access, business use and airline. Recalculated from issuer disclosures every month.

Ranked by net value (yearly miles minus the annual fee) at S$3,000/mo, Economy · Short-haul. We compared all 39 eligible cards.

  1. 1UOBUOB Visa Signature CardEarns KrisFlyer · Asia MilesMiles a year79,200Annual feeS$245Net value+S$687.58
  2. 2UOBUOB PRVI Miles American Express CardEarns KrisFlyer · Asia MilesMiles a year79,100Annual feeS$288.60Net value+S$642.80
  3. 3UOBKrisFlyer UOB Credit CardEarns KrisFlyerMiles a year69,400Annual feeS$196.20Net value+S$620.99
  4. 4HSBCHSBC Revolution Credit CardEarns Asia Miles · KrisFlyer · Flying Blue · AviosMiles a year48,000Annual feeS$0Net value+S$565.20
  5. 5MaybankMaybank XL Rewards CardEarns KrisFlyer · Asia MilesMiles a year57,600Annual feeS$114.45Net value+S$563.79
  6. 6Standard CharteredStandard Chartered Journey Credit CardEarns KrisFlyer · Asia MilesMiles a year63,500Annual feeS$223.45Net value+S$524.26
  7. 7Trust Bank SingaporeTrust Freedom Card (Miles mode)Earns KrisFlyerMiles a year46,800Annual feeS$27.25Net value+S$523.82
  8. 8DBSDBS yuu Card (Visa / American Express)Earns KrisFlyerMiles a year60,200Annual feeS$196.20Net value+S$512.66
  9. 9DBSDBS Altitude Card (Visa Signature / American Express)Earns KrisFlyer · Asia MilesMiles a year60,000Annual feeS$223.45Net value+S$483.05
  10. 10OCBCOCBC 90°N Card (Visa / Mastercard)Earns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year59,700Annual feeS$221.20Net value+S$481.77
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Based on issuer disclosures as of 2026-10-01. How we calculate

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