Compare cards
Based on S$3,000/mo · 10% overseas. The best value in each row is marked “Best”.
Summary
Miles a year
77,80079,200Best79,100
Annual fee
S$196.20BestS$245S$288.60
Net value
+S$970.80Best+S$943+S$897.90
Yearly earn by category
Dining & cafés
25,30030,500BestMonthly cap reached16,400
Groceries
6,50019,300BestMonthly cap reached8,200
Transport & fuel
7,10010,700BestMonthly cap reached5,500
Online shopping
16,400Best5,50011,000
Bills & subscriptions
2,2001,4002,700Best
Travel & airfare
6,0002,7009,800Best
Everything else
4,3009,100BestMonthly cap reached5,500
Programs & perks
Earns
KrisFlyerKrisFlyer · Asia MilesKrisFlyer · Asia Miles
Overseas rate
1.2 mi / S$14 mi / S$13 mi / S$1
Perks
KrisFlyer miles credited directly (no conversion fee); Elite Silver fast-track with S$5,000 SIA spend in first year; Scoot/KrisShop perks.4 mpd on FCY and on petrol/contactless (each needs S$1,000-S$1,200 per statement month); travel insurance.4 Priority Pass visits per calendar year (app-only for Amex); travel insurance; airport limo benefit discontinued 1 Apr 2026.
Verified 2026-10-01 · issuer disclosures · 1 mile ≈ S$0.015·Report an error