Back to results
OCBC

OCBC 90°N Card (Visa / Mastercard)

KrisFlyerAsia MilesNo-expiry miles; 1 90°N Mile = 1 KrisFlyer mile or 1% cashback; DragonPass (pay-per-visit) membership; roaming data plans

Annual fee S$221.20

Apply
Your result · S$3,000/mo · 10% overseas · KrisFlyer
59,700miles/yr
Net value+S$674.30
Rank#12 of 39

Earn by category

Dining & cafés14,900
Groceries7,500
Transport & fuel5,000
Online shopping9,900
Bills & subscriptions2,500
Travel & airfare5,000
Everything else5,000
Miles a year · total 49,800

Earn rules

CategoryConditionsRateMonthly cap
Base earn1.3 mi / S$1
OverseasAll foreign-currency spend (incl. FCY transactions processed in Singapore). FCY fee 3.25%.2.1 mi / S$1None
  • Spend S$0 in a year → 10,000 miles · 10,000 bonus 90°N Miles each time the principal annual fee (S$196.20) is paid; clawed back if the fee is later waived.…
  • First-year fee: S$25
  • Transfers to Asia Miles at 0.75× the rates above
  • Earns 90°N Miles; calculated at 1 points = 1 mile
  • Sign-up bonus: 22,000 miles · 22,000 90°N Miles for new OCBC credit cardmembers (no OCBC card in past 12 months per FAQ) with S$800 eligible spend within 60 days of approval; valid till 31…
  • 1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result
Asia MilesCathay Pacific · 1 mile ≈ S$0.015

Verified 2026-10-23 · OCBC disclosure·Report an error