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OCBC

OCBC Rewards Card

KrisFlyerAsia MilesUp to 4 mpd (6 mpd promo) on shopping, online marketplaces and Watsons/Guardian; 2-year fee waiver

Annual fee S$221.20

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Your result · S$3,000/mo · 10% overseas · KrisFlyer
38,400miles/yr
Net value+S$354.80
Rank#27 of 39

Earn by category

Dining & cafés4,300
Groceries2,200
Transport & fuel1,400
Online shopping21,000
Bills & subscriptions700
Travel & airfare1,400
Everything else7,300
Miles a year · total 38,300

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.4 mi / S$1
Online shopping10X OCBC$ (1 base + 9 bonus per S$1) at whitelisted merchants Shopee, Lazada, Amazon, Tao…calculated as 70% of this category4 mi / S$14,000 miles (shared)
Everything elseIn-store at department stores (5311), duty free (5309), clothing/shoes/bags/accessories (…calculated as 45% of this category4 mi / S$14,000 miles (shared)
  • Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
  • First-year fee: S$25
  • Transfers to Asia Miles at 0.725× the rates above
  • Earns OCBC$; calculated at 3 points = 1 mile
  • Sign-up bonus: 22,000 miles · 55,000 OCBC$ (22,000 miles) for new OCBC credit cardmembers with S$800 eligible spend within 60 days of approval; valid till 31 Dec 2026 (official).
  • 1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result
Asia MilesCathay Pacific · 1 mile ≈ S$0.015

Verified 2026-10-23 · OCBC disclosure·Report an error