How many miles will my spending earn?

I puton my cards each month.

In a year, that’s82,100milesKrisFlyer UOB Credit Card · KrisFlyer · Net value +S$1,035.30
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How do people your age compare?

At S$3,000/mo, you spend about the same as people in their 30s (S$3,200).

YouS$3,000/mo82,100
20savg S$1,800/mo49,200
30savg S$3,200/mo87,600
40savg S$3,900/mo106,700
50s+avg S$3,300/mo90,300
Miles a year · top card by net value at each spend · your top card: KrisFlyer UOB Credit CardSee the ranking with my spend →

How we calculate net value

We convert miles to cash and subtract the annual fee, so you can see whether a pricier card pays off.

Miles a year82,100
×
Value per mileS$0.015
−
Annual feeS$196.20
=
Net value+S$1,035.30
  • KrisFlyer UOB Credit Card · at S$3,000/mo
  • 1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
  • Cards with earn caps are calculated with the cap applied.

Every number comes from the issuer

We check all 6 cards every month and show the verification date and source for each one. Rankings are not affected by partnerships.

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Frequently asked questions

Your yearly miles converted to cash, minus the annual fee. A card that earns more can still come out lower if its fee is high.