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Standard Chartered

Standard Chartered Journey Credit Card

KrisFlyerAsia Miles2 complimentary Priority Pass visits per membership year; travel insurance when air ticket charged to card; points don't expire

Annual fee S$223.45

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Your result · S$3,000/mo · 10% overseas · KrisFlyer
65,100miles/yr
Net value+S$753.05
Rank#6 of 39

Earn by category

Dining & cafés19,100
Groceries8,700
Transport & fuel6,600
Online shopping9,200
Bills & subscriptions2,300
Travel & airfare4,600
Everything else4,600
Miles a year · total 55,100

Earn rules

CategoryConditionsRateMonthly cap
Base earn1.2 mi / S$1
Dining & cafésLocal online SGD transactions at MCC 5811, 5812, 5814 (food delivery, online dine-in orde…calculated as 30% of this category3 mi / S$11,800 miles (shared)
GroceriesLocal online SGD transactions at MCC 5411, 5462, 5499, 5921.calculated as 20% of this category3 mi / S$11,800 miles (shared)
Transport & fuelLocal online SGD transactions at MCC 4111, 4121, 4789 (transport) and 4411 (cruise). Mobi…calculated as 35% of this category3 mi / S$11,800 miles (shared)
OverseasAll foreign-currency spend: 5 points per S$1 (2 mpd), uncapped. FCY fee 3.5%.2 mi / S$1None
  • Spend S$0 in a year → 10,000 miles · 10,000 miles (25,000 points) on renewal when the S$196.20 annual fee is paid (from year 2), plus an anniversary gift.
  • Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
  • First-year fee: S$27.25
  • Earns Standard Chartered 360° Rewards Points; calculated at 3 points = 1 mile
  • 1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result
Asia MilesCathay Pacific · 1 mile ≈ S$0.015

Verified 2026-10-23 · Standard Chartered disclosure·Report an error