Best miles credit cards with airport lounge access (October 2026)

Ranked by net value (yearly miles minus the annual fee) at S$3,000/mo, Economy · Short-haul. We compared all 16 eligible cards.

  1. 1UOBUOB PRVI Miles American Express CardEarns KrisFlyer · Asia MilesMiles a year79,100Annual feeS$288.60Net value+S$642.80
  2. 2Standard CharteredStandard Chartered Journey Credit CardEarns KrisFlyer · Asia MilesMiles a year63,500Annual feeS$223.45Net value+S$524.26
  3. 3DBSDBS Altitude Card (Visa Signature / American Express)Earns KrisFlyer · Asia MilesMiles a year60,000Annual feeS$223.45Net value+S$483.05
  4. 4Citibank SingaporeCiti PremierMiles CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year59,700Annual feeS$223.45Net value+S$479.52
  5. 5UOBUOB PRVI Miles Card (Visa / World Mastercard)Earns KrisFlyer · Asia MilesMiles a year59,100Annual feeS$288.60Net value+S$407.30
  6. 6HSBCHSBC TravelOne Credit CardEarns Asia Miles · KrisFlyer · Flying Blue · AviosMiles a year49,596Annual feeS$196.20Net value+S$387.79
  7. 7DBSDBS Vantage Visa Infinite CardEarns KrisFlyer · Asia MilesMiles a year81,500Annual feeS$626.75Net value+S$332.91
  8. 8MaybankMaybank Horizon Visa Signature CardEarns KrisFlyer · Asia MilesMiles a year44,000Annual feeS$223.45Net value+S$294.65
  9. 9Citibank SingaporeCiti Prestige CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year81,300Annual feeS$679.07Net value+S$278.24
  10. 10UOBUOB Visa Infinite Metal CardEarns KrisFlyer · Asia MilesMiles a year79,000Annual feeS$654Net value+S$276.23
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Based on issuer disclosures as of 2026-10-01. How we calculate

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