Best Avios credit cards (October 2026)

Ranked by net value (yearly miles minus the annual fee) at S$3,000/mo, Economy · Short-haul. We compared all 12 eligible cards.

  1. 1HSBCHSBC Revolution Credit CardEarns Asia Miles · KrisFlyer · Flying Blue · AviosMiles a year57,600Annual feeS$0Net value+S$508.32
  2. 2HSBCHSBC TravelOne Credit CardEarns Asia Miles · KrisFlyer · Flying Blue · AviosMiles a year59,500Annual feeS$196.20Net value+S$328.89
  3. 3Citibank SingaporeCiti PremierMiles CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year59,700Annual feeS$223.45Net value+S$303.40
  4. 4OCBCOCBC 90°N Card (Visa / Mastercard)Earns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year53,700Annual feeS$221.20Net value+S$252.70
  5. 5Citibank SingaporeCiti Rewards CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year51,100Annual feeS$223.45Net value+S$227.51
  6. 6OCBCOCBC Rewards CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year33,900Annual feeS$221.20Net value+S$77.97
  7. 7Citibank SingaporeCiti Prestige CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year81,300Annual feeS$679.07Net value+S$38.40
  8. 8OCBCOCBC VOYAGE CardEarns KrisFlyer · Asia Miles · Flying Blue · AviosMiles a year58,500Annual feeS$523Net value−S$6.74
  9. 9American ExpressThe American Express Platinum Credit CardEarns KrisFlyer · Asia Miles · AviosMiles a year22,500Annual feeS$327Net value−S$128.44
  10. 10HSBCHSBC Premier Mastercard Credit CardEarns Asia Miles · KrisFlyer · Flying Blue · AviosMiles a year64,400Annual feeS$708.50Net value−S$140.17
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Based on issuer disclosures as of 2026-10-01. How we calculate

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