Back to results
Chase

United Gateway℠ Card

MileagePlus®2 first-checked-bag certificates after $10K calendar-year spend; 25% back on United inflight food/drink/Wi-Fi and Club premium drinks; 0% i…

Annual fee $0

Apply
Your result · $3,000/mo · 10% overseas · MileagePlus®
40,500miles/yr
Net value+$486
Rank#16 of 26

Earn by category

Dining & cafés10,800
Groceries5,400
Transport & fuel7,000
Online shopping7,200
Bills & subscriptions1,800
Travel & airfare4,700
Everything else3,600
Miles a year · total 40,500

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 mi / $1
Transport & fuelGas stations; local transit and commuting incl. ride share, taxis, train tickets, tolls,…calculated as 95% of this category2 mi / $1None
Travel & airfareEligible United purchases (tickets, seats, bags, inflight). Excludes United tickets bough…calculated as 30% of this category2 mi / $1None
  • Sign-up bonus: 40,000 miles · 40,000 miles after $1,000 purchases in first 3 months; +10,000 miles for adding the first authorized user in first 3 months (headline 'up to 40,000', 50,000 st…
  • 1 mile ≈ 1.2¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

MileagePlus®United Airlines · 1 mile ≈ 1.2¢Used in your result

Verified 2026-10-23 · Chase disclosure·Report an error