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United Club℠ Card
MileagePlus®United Club membership (1 adult guest + children; All Access at Premier Gold or $50K spend); 2 free checked bags; Premier Access; 1,500 PQP…
Annual fee $695
Apply55,400miles/yr
Net value−$30.20
Rank#23 of 26
Earn by category
Miles a year · total 55,500Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | 1 mi / $1 | ||
| Dining & cafés | Dining at restaurants incl. takeout and eligible delivery services | 2 mi / $1 | None |
| Transport & fuel | Local transit, taxicabs, ride share services, tolls (part of 'all other travel')calculated as 35% of this category | 2 mi / $1 | None |
| Travel & airfare | All other travel: airfare, trains, cruise lines, hotels, car rentals, resortscalculated as 65% of this category | 2 mi / $1 | None |
| Travel & airfare | Eligible United purchases (excl. third-party/discount-site tickets).calculated as 30% of this category | 5 mi / $1 | None |
| Travel & airfare | Portal only: prepaid Renowned Hotels and Resorts for United Cardmemberscalculated as 5% of this category | 5 mi / $1 | None |
- Sign-up bonus: 90,000 miles · 90,000 miles after $5,000 purchases in first 3 months; +10,000 for first authorized user in first 3 months (headline 'up to 100,000'). Not if bonus for this ca…
- 1 mile ≈ 1.2¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Where these miles go
This card earns or transfers to these programs.
MileagePlus®United Airlines · 1 mile ≈ 1.2¢Used in your result
Verified 2026-10-23 · Chase disclosure·Report an error