Best airline miles credit cards (October 2026)

The cards with the highest net value, grouped by annual fee, lounge access, business use and airline. Recalculated from issuer disclosures every month.

Ranked by net value (yearly miles minus the annual fee) at $3,000/mo, Economy · Short-haul. We compared all 30 eligible cards.

  1. 1CitiCiti Strata Premier CardEarns AAdvantage® · Flying Blue · AviosMiles a year66,400Annual fee$95Net value+$744.30
  2. 2Capital OneCapital One Venture Rewards Credit CardEarns Aeroplan® · Flying Blue · AviosMiles a year72,600Annual fee$95Net value+$732.42
  3. 3Bank of AmericaAir France KLM Visa Signature® Credit CardEarns Flying BlueMiles a year65,800Annual fee$89Net value+$655.20
  4. 4Capital OneCapital One Venture X Rewards Credit CardEarns Aeroplan® · Flying Blue · AviosMiles a year84,400Annual fee$395Net value+$566.91
  5. 5CitiAmerican Airlines AAdvantage MileUp CardEarns AAdvantage®Miles a year42,500Annual fee$0Net value+$537.20
  6. 6ChaseChase Air Canada Aeroplan® CardEarns Aeroplan®Miles a year64,200Annual fee$195Net value+$536.69
  7. 7ChaseChase Sapphire Preferred® CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year55,400Annual fee$95Net value+$536.39
  8. 8CitiCiti Strata CardEarns AAdvantage® · Flying Blue · AviosMiles a year41,300Annual fee$0Net value+$522.03
  9. 9Capital OneCapital One VentureOne Rewards Credit CardEarns Aeroplan® · Flying Blue · AviosMiles a year45,800Annual fee$0Net value+$521.98
  10. 10Cardless (Bilt)Bilt Obsidian CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year54,100Annual fee$95Net value+$521.58
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Based on issuer disclosures as of 2026-10-01. How we calculate

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