How many miles will my spending earn?

I puton my cards each month.

In a year, that’s75,600milesChase Aeroplan® Card · Aeroplan® · Net value +$1,039

How do people your age compare?

At $3,000/mo, you spend about the same as people in their 30s ($3,200).

You$3,000/mo75,600
20savg $1,800/mo45,400
30savg $3,200/mo80,600
40savg $3,900/mo98,300
50s+avg $3,300/mo83,200
Miles a year · top card by net value at each spend · your top card: Chase Aeroplan® CardSee the ranking with my spend →

How we calculate net value

We convert miles to cash and subtract the annual fee, so you can see whether a pricier card pays off.

Miles a year75,600
×
Value per mile1.5¢
−
Annual fee$95
=
Net value+$1,039
  • Chase Aeroplan® Card · at $3,000/mo
  • 1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
  • Cards with earn caps are calculated with the cap applied.

Every number comes from the issuer

We check all 9 cards every month and show the verification date and source for each one. Rankings are not affected by partnerships.

Report an error

Frequently asked questions

Your yearly miles converted to cash, minus the annual fee. A card that earns more can still come out lower if its fee is high.