Compare cards
Based on $3,000/mo · 10% overseas. The best value in each row is marked “Best”.
Summary
Miles a year
80,300Best73,10071,300
Annual fee
$95$95$95
Net value
+$1,069.35Best+$1,001.50+$974.50
Yearly earn by category
Dining & cafés
32,40021,60032,400
Groceries
14,000Best10,8006,300
Transport & fuel
8,6007,2009,900Best
Online shopping
7,20014,400Best7,200
Bills & subscriptions
1,8003,600Best2,200
Travel & airfare
12,600Best8,3009,700
Everything else
3,6007,200Best3,600
Programs & perks
Earns
AAdvantage®Aeroplan®MileagePlus® · Aeroplan®
Overseas rate
1 mi / $12 mi / $11 mi / $1
Perks
$100 off one hotel stay of $500+ per calendar year (cititravel.com); trip delay, cancellation and interruption, lost luggage and car rental…Up to $120 Global Entry/TSA PreCheck credit; Hertz Five Star status; $50 Lifestyle Collection experience credit$100 Chase Travel hotel credit/yr; Global Entry/TSA PreCheck/NEXUS credit up to $120 every 4 yrs; DashPass; trip cancellation, baggage dela…
Verified 2026-10-01 · issuer disclosures · 1 mile ≈ 1.5¢·Report an error