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Citi

Citi Strata Premier Card

AAdvantage®$100 off one hotel stay of $500+ per calendar year (cititravel.com); trip delay, cancellation and interruption, lost luggage and car rental…

Annual fee $95

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Your result · $3,000/mo · 10% overseas · AAdvantage®
80,300miles/yr
Net value+$1,069.35
Rank#1 of 26

Earn by category

Dining & cafés32,400
Groceries14,000
Transport & fuel8,600
Online shopping7,200
Bills & subscriptions1,800
Travel & airfare12,600
Everything else3,600
Miles a year · total 80,200

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 mi / $1
Dining & cafésRestaurants3 mi / $1None
GroceriesSupermarketscalculated as 80% of this category3 mi / $1None
Transport & fuelGas stations and EV charging stationscalculated as 70% of this category3 mi / $1None
Travel & airfareAir travel and other hotel purchases (outside the cititravel.com 10x bookings)calculated as 80% of this category3 mi / $1None
Travel & airfareHotels, car rentals and attractions booked through Citi Travel (cititravel.com), portal o…calculated as 10% of this category10 mi / $1None
  • Earns Citi ThankYou Points; calculated at 1 points = 1 mile
  • Sign-up bonus: 60,000 miles · 60,000 ThankYou points after $4,000 in purchases within 3 months of account opening. Generally a once-per-lifetime bonus. The amount comes from OMAAT (Oct 19,…
  • 1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

AAdvantage®American Airlines · 1 mile ≈ 1.5¢Used in your result

Verified 2026-10-23 · Citi disclosure·Report an error