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Chase

Chase Sapphire Preferred® Card

MileagePlus®Aeroplan®$100 Chase Travel hotel credit/yr; Global Entry/TSA PreCheck/NEXUS credit up to $120 every 4 yrs; DashPass; trip cancellation, baggage dela…

Annual fee $95

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Your result · $3,000/mo · 10% overseas · Aeroplan®
71,300miles/yr
Net value+$974.50
Rank#3 of 26

Earn by category

Dining & cafés32,400
Groceries6,300
Transport & fuel9,900
Online shopping7,200
Bills & subscriptions2,200
Travel & airfare9,700
Everything else3,600
Miles a year · total 71,300

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 mi / $1
Dining & cafésDining worldwide, including takeout and eligible delivery services3 mi / $1None
GroceriesOnline grocery purchases (excluding Target, Walmart and wholesale clubs)calculated as 8% of this category3 mi / $1None
Transport & fuelChase 'travel' category: taxis, rideshare, trains, buses, subways, tolls, parkingcalculated as 35% of this category2 mi / $1None
Transport & fuelGas stations and EV charging (new from June 15, 2026)calculated as 60% of this category3 mi / $1None
Transport & fuelLyft rides (5x total through 9/30/2027; excludes gift cards, car rentals, vehicle service…calculated as 5% of this category5 mi / $1None
Bills & subscriptionsSelect top streaming servicescalculated as 12% of this category3 mi / $1None
Travel & airfareOther travel worldwide (airlines, hotels, car rentals, travel agencies, etc.)calculated as 70% of this category2 mi / $1None
Travel & airfarePortal only: Chase Travel purchases (flights, hotels, rental cars, cruises, activities, t…calculated as 20% of this category5 mi / $1None
Travel & airfareVacation homes at select top brands (Airbnb, Vrbo and similar), booked directlycalculated as 10% of this category3 mi / $1None
  • Earns Chase Ultimate Rewards points; calculated at 1 points = 1 mile
  • Sign-up bonus: 75,000 miles · 75,000 points after $5,000 in purchases in the first 3 months from account opening (public offer on chase.com, 2026-10-23).
  • 1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

MileagePlus®United Airlines · 1 mile ≈ 1.2¢
Aeroplan®Air Canada · 1 mile ≈ 1.5¢Used in your result

Verified 2026-10-23 · Chase disclosure·Report an error