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Chase

United℠ Explorer Card

MileagePlus®Free first checked bag; 2 United Club one-time passes/yr; Group 2 boarding; $100 TravelBank cash after $10K/calendar yr; 10K-mile award fli…

Annual fee $150

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Your result · $3,000/mo · 10% overseas · MileagePlus®
49,900miles/yr
Net value+$448.80
Rank#18 of 26

Earn by category

Dining & cafés21,600
Groceries5,400
Transport & fuel3,600
Online shopping7,200
Bills & subscriptions1,800
Travel & airfare6,700
Everything else3,600
Miles a year · total 49,900

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 mi / $1
Dining & cafésDining at restaurants incl. takeout and eligible delivery services2 mi / $1None
Travel & airfareEligible United purchases. Excludes United tickets via discount travel sites/third-party…calculated as 30% of this category3 mi / $1None
Travel & airfareHotel accommodations purchased directly with the hotelcalculated as 25% of this category2 mi / $1None
  • First-year fee: $0
  • Sign-up bonus: 70,000 miles · 70,000 miles after $3,000 purchases in first 3 months; +10,000 for first authorized user added in first 3 months (offer terms on chase.com). Page headline oddl…
  • 1 mile ≈ 1.2¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

MileagePlus®United Airlines · 1 mile ≈ 1.2¢Used in your result

Verified 2026-10-23 · Chase disclosure·Report an error