Best MileagePlus® credit cards (October 2026)

Ranked by net value (yearly miles minus the annual fee) at $3,000/mo, Economy · Short-haul. We compared all 9 eligible cards.

  1. 1ChaseChase Sapphire Preferred® CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year55,400Annual fee$95Net value+$459.22
  2. 2Cardless (Bilt)Bilt Obsidian CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year54,100Annual fee$95Net value+$446.22
  3. 3ChaseUnited Gateway℠ CardEarns MileagePlus®Miles a year39,000Annual fee$0Net value+$390.16
  4. 4Cardless (Bilt)Bilt Blue CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year37,900Annual fee$0Net value+$379.15
  5. 5ChaseUnited℠ Explorer CardEarns MileagePlus®Miles a year42,500Annual fee$150Net value+$275.17
  6. 6Cardless (Bilt)Bilt Palladium CardEarns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year73,900Annual fee$495Net value+$244.30
  7. 7ChaseUnited Quest℠ CardEarns MileagePlus®Miles a year45,800Annual fee$350Net value+$108.18
  8. 8ChaseUnited Club℠ CardEarns MileagePlus®Miles a year46,000Annual fee$695Net value−$234.82
  9. 9ChaseChase Sapphire Reserve®Earns MileagePlus® · Aeroplan® · Flying Blue · AviosMiles a year52,800Annual fee$795Net value−$266.79
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Based on issuer disclosures as of 2026-10-01. How we calculate

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