American Express

The American Express Platinum Reserve Credit Card

KrisFlyerAsia MilesAnnual Frasers Hospitality night; Love Dining; Tower Club Singapore access; Chillax bars; Comoclub C4; Platinum golf

Annual fee S$545

Your result · S$3,000/mo · 10% overseas · KrisFlyer

22,100miles/yr

Net value−S$213.50

Rank#37 of 39

Earn by category

Dining & cafés7,400

Groceries3,100

Transport & fuel2,000

Online shopping4,100

Bills & subscriptions1,000

Travel & airfare2,000

Everything else2,500

Miles a year · total 22,100

Category	Conditions	Rate	Monthly cap
Base earn		0.57 mi / S$1
Dining & cafés	Platinum 10Xcelerator partner merchants: total 10 MR per full S$1.60 (2.84 mpd at 550:250)calculated as 5% of this category	2.84 mi / S$1	None
Everything else	Platinum 10Xcelerator partner merchants (fashion/lifestyle)calculated as 5% of this category	2.84 mi / S$1	None

First-year fee: S$545
Earns Membership Rewards points; calculated at 2 points = 1 mile
1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result

Asia MilesCathay Pacific · 1 mile ≈ S$0.015

Verified 2026-10-23 · American Express disclosure·Report an error