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American Express

The Platinum Card

KrisFlyerAsia MilesUnlimited Global Lounge Collection (1,550+ lounges incl. Centurion, Priority Pass) for member, supps and companions; Table for Two dining e…

Annual fee S$1,744

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Your result · S$3,000/mo · 10% overseas · KrisFlyer
31,000miles/yr
Net value−S$1,279
Rank#39 of 39

Earn by category

Dining & cafés9,700
Groceries4,200
Transport & fuel2,800
Online shopping5,600
Bills & subscriptions1,400
Travel & airfare4,000
Everything else3,200
Miles a year · total 30,900

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.63 mi / S$1
Dining & cafésPlatinum 10Xcelerator partner merchants in Singapore: total 10 MR per full S$1.60. 2026 e…calculated as 5% of this category3.13 mi / S$1None
Travel & airfare5 MR per full S$1.60 spent directly with Singapore Airlines and/or Scoot (excludes KrisSh…calculated as 40% of this category1.56 mi / S$1None
Everything elsePlatinum 10Xcelerator partner merchants (fashion/lifestyle)calculated as 5% of this category3.13 mi / S$1None
OverseasAll foreign-currency spend after enrolment; promotional bonus ending 22 Feb 20272.19 mi / S$11,953 miles
  • Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
  • First-year fee: S$1,744
  • Earns Membership Rewards points; calculated at 2 points = 1 mile
  • Sign-up bonus: 100,000 miles · New-to-Amex: 100,000 MR with annual fee payment + S$10,000 spend within 6 months, plus 100,000 MR on first spend in 15th month (needs year-2 fee) = 200,000 MR…
  • 1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result
Asia MilesCathay Pacific · 1 mile ≈ S$0.015

Verified 2026-10-23 · American Express disclosure·Report an error