Best business points credit cards (October 2026)

Ranked by net value (yearly points minus the annual fee) at A$4,000/mo, Economy · Short-haul. We compared all 13 eligible cards.

  1. 1American ExpressThe American Express® Velocity Business CardEarns Velocity Frequent FlyerPoints a year49,700Annual feeA$249Net value+A$613.79
  2. 2St.GeorgeAmplify Business (Amplify Rewards)Earns Velocity Frequent FlyerPoints a year38,400Annual feeA$89Net value+A$577.62
  3. 3American ExpressThe American Express® Qantas Business Rewards CardEarns Qantas Frequent FlyerPoints a year64,200Annual feeA$450Net value+A$500.16
  4. 4WestpacWestpac Altitude Business GoldEarns Qantas Frequent Flyer · Velocity Frequent FlyerPoints a year36,000Annual feeA$150Net value+A$382.80
  5. 5WestpacWestpac Altitude Business PlatinumEarns Qantas Frequent Flyer · Velocity Frequent FlyerPoints a year38,400Annual feeA$200Net value+A$368.32
  6. 6St.GeorgeAmplify Business (Amplify Qantas)Earns Qantas Frequent FlyerPoints a year26,400Annual feeA$89Net value+A$301.72
  7. 7ANZANZ Business BlackEarns Velocity Frequent FlyerPoints a year36,000Annual feeA$375Net value+A$249.96
  8. 8American ExpressThe American Express® Business Gold Plus CardEarns Velocity Frequent FlyerPoints a year36,300Annual feeA$395Net value+A$235.17
  9. 9WestpacWestpac BusinessChoice Rewards Platinum (Qantas Business Rewards)Earns Qantas Frequent FlyerPoints a year24,000Annual feeA$150Net value+A$205.20
  10. 10NABNAB Qantas Business Signature CardEarns Qantas Frequent FlyerPoints a year33,700Annual feeA$295Net value+A$203.76
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Based on issuer disclosures as of 2026-10-01. How we calculate

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