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American ExpressThe American Express® Velocity Business Card
American Express

The American Express® Velocity Business Card

Business cardVelocity Frequent Flyer2 Virgin Australia lounge passes/yr, automatic Virgin Australia Business Flyer membership (up to 6% off VA flights), travel insurance

Annual fee A$249

Apply
Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
49,600points/yr
Net value+A$247
Rank#2 of 13

Earn by category

Dining & cafés5,400
Groceries10,200
Transport & fuel3,000
Online shopping3,600
Bills & subscriptions3,000
Travel & airfare7,000
Everything else17,400
Points a year · total 49,600

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 pts / A$1
Travel & airfareTravel with Virgin Australiacalculated as 30% of this category2 pts / A$1None
Everything elseATO and government spendcalculated as 5% of this category0.5 pts / A$1None
  • Who can apply: Director or controller of a business with a valid ABN registered for GST and annual business revenue of A$75,000+; 18+, Australian citizen…
  • Sign-up bonus: 200,000 points · 200,000 bonus Velocity Points for A$6,000 eligible spend within 3 months; apply by 27 Oct 2026; new Amex Card Members only.
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error