ANZ

ANZ Frequent Flyer Black

Qantas Frequent Flyer2 Qantas Club lounge invitations/yr, Qantas Club membership discount, concierge, insurances

Annual fee A$425

Your result · A$4,000/mo · 10% overseas · Qantas Frequent Flyer

49,400points/yr

Net value+A$69

Rank#14 of 40

Earn by category

Dining & cafés14,400

Groceries7,200

Transport & fuel4,800

Online shopping9,600

Bills & subscriptions2,400

Travel & airfare6,200

Everything else4,800

Points a year · total 49,400

Category	Conditions	Rate	Monthly cap
Base earn		1 pts / A$1
Travel & airfare	Selected Qantas products and services bought directly from Qantas (QF flights, Qantas FF/…calculated as 30% of this category	2 pts / A$1	None

Monthly earn cap: 28,750 points
Above A$7,500/mo: 0.5 pts / A$1
Sign-up bonus: 50,000 points · 50,000 bonus Qantas Points for A$6,000 eligible spend in the first 3 months; plus 50,000 more when the card is kept over 12 months. Not if an ANZ Rewards/Frequ…
1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

This card earns or transfers to these programs.

Qantas Frequent FlyerQantas · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · ANZ disclosure·Report an error