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ANZ

ANZ Rewards Black

Velocity Frequent FlyerConcierge, complimentary insurances

Annual fee A$375

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
48,000points/yr
Net value+A$105
Rank#11 of 40

Earn by category

Dining & cafés14,400
Groceries7,200
Transport & fuel4,800
Online shopping9,600
Bills & subscriptions2,400
Travel & airfare4,800
Everything else4,800
Points a year · total 48,000

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 pts / A$1
  • Monthly earn cap: 27,500 points
  • Above A$5,000/mo: 0.5 pts / A$1
  • Earns ANZ Reward Points; calculated at 2 points = 1 point
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · ANZ disclosure·Report an error