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St.George (also BankSA, Bank of Melbourne)

Amplify Rewards Signature

Velocity Frequent FlyerPriority Pass lounge visits, insurances, Amplify Travel

Annual fee A$370

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
34,400points/yr
Net value−A$26
Rank#24 of 40

Earn by category

Dining & cafés8,600
Groceries7,600
Transport & fuel4,000
Online shopping5,800
Bills & subscriptions2,300
Travel & airfare2,900
Everything else3,300
Points a year · total 34,500

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.5 pts / A$1
Groceries'Everyday spend': supermarkets (Woolworths, Coles, IGA, Harris Farm, ALDI).1 pts / A$1None
Transport & fuel'Everyday spend': petrol stations (7-Eleven, Shell, Ampol, Caltex, BP).calculated as 50% of this category1 pts / A$1None
Bills & subscriptions'Everyday spend': utilities - water, gas, electricity, internet, mobile and streaming pai…calculated as 80% of this category1 pts / A$1None
Everything else'Everyday spend': department stores (Kmart, Target, Big W, David Jones, Myer).calculated as 20% of this category1 pts / A$1None
Overseas'International spend' (3 Amplify points per A$1).1.5 pts / A$1None
  • Above A$10,000/mo: 0.25 pts / A$1
  • First-year fee: A$274
  • Earns Amplify Points; calculated at 2 points = 1 point
  • Sign-up bonus: 50,000 points · 100,000 bonus Amplify Points (= 50,000 Velocity at 2:1) for A$12,000+ eligible spend in year 1; plus 100,000 for A$12,000+ in year 2.
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · St.George (also BankSA, Bank of Melbourne) disclosure·Report an error