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St.George (also BankSA, Bank of Melbourne)

Amplify Rewards Platinum

Velocity Frequent FlyerComplimentary insurances, Amplify Travel

Annual fee A$250

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
27,800points/yr
Net value+A$28
Rank#20 of 40

Earn by category

Dining & cafés7,900
Groceries4,800
Transport & fuel2,900
Online shopping5,300
Bills & subscriptions1,500
Travel & airfare2,600
Everything else2,700
Points a year · total 27,700

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.5 pts / A$1
Groceries'Everyday spend': supermarkets (Woolworths, Coles, IGA, Harris Farm, ALDI).0.63 pts / A$1None
Transport & fuel'Everyday spend': petrol stations (7-Eleven, Shell, Ampol, Caltex, BP).calculated as 50% of this category0.63 pts / A$1None
Bills & subscriptions'Everyday spend': utilities - water, gas, electricity, internet, mobile and streaming pai…calculated as 80% of this category0.63 pts / A$1None
Everything else'Everyday spend': department stores (Kmart, Target, Big W, David Jones, Myer).calculated as 20% of this category0.63 pts / A$1None
Overseas'International spend' (2 Amplify points per A$1).1 pts / A$1None
  • Above A$5,000/mo: 0.25 pts / A$1
  • First-year fee: A$174
  • Earns Amplify Points; calculated at 2 points = 1 point
  • Sign-up bonus: 37,500 points · 75,000 bonus Amplify Points (= 37,500 Velocity at 2:1) for A$3,000+ spend within 90 days; plus 25,000 after the first purchase in year 2.
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · St.George (also BankSA, Bank of Melbourne) disclosure·Report an error