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Westpac
Westpac Altitude Rewards Platinum
Velocity Frequent FlyerQantas Frequent FlyerComplimentary insurances, Pay with Points
Annual fee A$250
Apply18,500points/yr
Net value−A$65
Rank#26 of 40
Earn by category
Points a year · total 18,500Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | 0.33 pts / A$1 | ||
| Groceries | 'Everyday spend': supermarkets (Woolworths, Coles, IGA, Harris Farm, ALDI). | 0.42 pts / A$1 | None |
| Transport & fuel | 'Everyday spend': petrol stations (7-Eleven, Shell, Ampol, Caltex, BP).calculated as 50% of this category | 0.42 pts / A$1 | None |
| Bills & subscriptions | 'Everyday spend': utilities - water, gas, electricity, internet, mobile and streaming pai…calculated as 80% of this category | 0.42 pts / A$1 | None |
| Everything else | 'Everyday spend': department stores (Kmart, Target, Big W, David Jones, Myer).calculated as 20% of this category | 0.42 pts / A$1 | None |
| Overseas | 'International spend' (2 Altitude points per A$1). | 0.67 pts / A$1 | None |
- Above A$5,000/mo: 0.17 pts / A$1
- First-year fee: A$174
- Earns Altitude Rewards points; calculated at 3 points = 1 point
- Sign-up bonus: 25,000 points · 75,000 bonus Altitude points (= 25,000 Velocity at 3:1) for A$3,000+ spend within 90 days; plus 25,000 Altitude points after the first purchase in year 2.
- 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Where these points go
This card earns or transfers to these programs.
Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result
Qantas Frequent FlyerQantas · 1 point ≈ 1¢
Verified 2026-10-23 · Westpac disclosure·Report an error