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Virgin Money

Virgin Australia Velocity High Flyer Credit Card

Velocity Frequent Flyer2 Virgin Australia domestic lounge passes/yr, annual flight benefits (Travel Bank credit), insurances

Annual fee A$349

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
38,400points/yr
Net value+A$35
Rank#17 of 40

Earn by category

Dining & cafés10,800
Groceries5,400
Transport & fuel3,600
Online shopping7,200
Bills & subscriptions1,800
Travel & airfare6,000
Everything else3,600
Points a year · total 38,400

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.75 pts / A$1
Travel & airfareEligible spend directly with Virgin Australia: +2 extra Velocity Points per A$1.calculated as 25% of this category2.75 pts / A$1None
  • Above A$5,000/mo: 0.25 pts / A$1
  • Sign-up bonus: 80,000 points · 40,000 bonus Velocity Points for each month with A$3,500+ eligible spend in the first 60 days from approval (max 80,000) + 100 Status Credits; plus 20,000 when…
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · Virgin Money disclosure·Report an error