The American Express® Business Gold Plus Card

Business cardVelocity Frequent FlyerUp to A$650/yr credits (Xero, Google Ads, Meta, AWS, Square, Dell; to 31 Dec 2026), up to 55 interest-free days, Flexible Payment Option

Annual fee A$395

Apply

Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer

36,300points/yr

Net value−A$32

Rank#12 of 13

Earn by category

Dining & cafés4,100

Groceries7,700

Transport & fuel2,300

Online shopping3,000

Bills & subscriptions2,300

Travel & airfare4,100

Everything else13,100

Points a year · total 36,600

Earn rules

Category	Conditions	Rate	Monthly cap
Base earn		0.75 pts / A$1
Online shopping	Xero, Google Ads, Meta, Amazon Web Services, Dell (3 MR points per A$1)calculated as 10% of this category	1.5 pts / A$1	None
Everything else	Government spend incl. ATO (1 MR point per A$1)calculated as 5% of this category	0.5 pts / A$1	None

Above A$11,111/mo: 0.5 pts / A$1
Who can apply: Director or controller of a business with a valid ABN registered for GST and annual business revenue of A$75,000+; 18+, Australian citizen…
Earns Membership Rewards points; calculated at 2 points = 1 point
Sign-up bonus: 125,000 points · 250,000 bonus MR points (= 125,000 Velocity at 2:1) for A$5,000 eligible spend within 3 months; apply by 3 Nov 2026; new Amex Card Members only.
1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error