ANZ Business Black

Business cardVelocity Frequent FlyerDomestic & international travel insurance, unauthorised transaction insurance, cardholder spend controls

Annual fee A$375

Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer

36,000points/yr

Net value−A$15

Rank#11 of 13

Earn by category

Dining & cafés4,100

Groceries7,700

Transport & fuel2,300

Online shopping2,700

Bills & subscriptions2,300

Travel & airfare4,100

Everything else13,100

Points a year · total 36,300

Category	Conditions	Rate	Monthly cap
Base earn		0.75 pts / A$1
Everything else	0.5 ANZ Business Reward Points per A$1, uncapped (presumably government/ATO payments; lab…calculated as 5% of this category	0.25 pts / A$1	None

Above A$10,000/mo: 0.5 pts / A$1
Who can apply: Business operating under a registered ABN/ACN (companies need both), GST-registered if turnover is A$75,000+, annual turnover not above A$7…
Earns ANZ Business Reward Points; calculated at 2 points = 1 point
Sign-up bonus: 50,000 points · 100,000 extra Business Reward Points (= 50,000 Velocity at 2:1) for A$6,000 eligible spend in the first 3 months, plus 50,000 points after 15 months.
1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · ANZ disclosure·Report an error