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WestpacWestpac Altitude Business Gold
Westpac

Westpac Altitude Business Gold

Business cardQantas Frequent FlyerVelocity Frequent FlyerComplimentary insurances, interest-free days, MYOB bank feeds

Annual fee A$150

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Your result · A$4,000/mo · 10% overseas · Qantas Frequent Flyer
36,000points/yr
Net value+A$210
Rank#3 of 13

Earn by category

Dining & cafés4,100
Groceries7,700
Transport & fuel2,300
Online shopping2,700
Bills & subscriptions2,300
Travel & airfare4,100
Everything else13,100
Points a year · total 36,300

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.75 pts / A$1
Everything elseGovernment payments incl. ATO: 0.5 Altitude Points per A$1calculated as 5% of this category0.25 pts / A$1None
  • Monthly earn cap: 10,000 points
  • First-year fee: A$0
  • Who can apply: Personal-liability card for sole traders and partnerships; ABN required.
  • Transfers to Velocity Frequent Flyer at 0.667× the rates above
  • Earns Altitude Points (Altitude Business Rewards); calculated at 2 points = 1 point
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Qantas Frequent FlyerQantas · 1 point ≈ 1¢Used in your result
Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢

Verified 2026-10-23 · Westpac disclosure·Report an error