Guides

Miles cards with no annual fee

Updated October 22, 2026

Most miles cards here charge an annual fee. These are the cards with the lowest fees.

Lowest-fee cards

NH CardNH Chaeum SKYPASS CardAnnual fee ₩15,000 · 0.67 mi / ₩1,000KB Kookmin CardKB Kookmin Mileage Gaon Card (Korean Air)Annual fee ₩20,000 · 0.67 mi / ₩1,000Lotte CardDIGILOCA SKYPASSAnnual fee ₩20,000 · 1 mi / ₩1,000BC CardBC Baro Air Master CardAnnual fee ₩29,000 · 0.67 mi / ₩1,000

A good fit if

  • You spend too little to earn back an annual fee in miles
  • You are just starting to collect miles
  • You already have a main card and want a second card for extra miles

Check before you choose

  • Low- or no-fee cards usually earn at a lower rate.
  • Check earn caps and any minimum spend.
Try it with your spendingEnter your monthly spend to see yearly miles and net value for every card.
See the card ranking →

More guides

What is a mile worth?Read →How to use miles by airlineRead →Does the annual fee pay off?Read →