Best airline miles credit cards (October 2026)

The cards with the highest net value, grouped by annual fee, lounge access, business use and airline. Recalculated from issuer disclosures every month.

Ranked by net value (yearly miles minus the annual fee) at ₩2,000,000/mo, Economy · Short-haul. We compared all 53 eligible cards.

  1. 1Lotte CardDIGILOCA SKYPASSNo min. spendMiles a year26,400Annual fee₩20,000Net value+₩167,440
  2. 2Woori CardCard-ui Jeongseok EVERY MILE SKYPASSNo min. spendMiles a year26,400Annual fee₩39,000Net value+₩148,440
  3. 3IBK Industrial Bank of KoreaIBK I-Mileage (Korean Air)₩500,000/mo min.Miles a year26,500Annual fee₩42,000Net value+₩146,150
  4. 4Samsung CardSamsung Card & MILEAGE PLATINUM (SKYPASS)No min. spendMiles a year27,400Annual fee₩49,000Net value+₩145,540
  5. 5KB Kookmin CardKB Kookmin SKYPASS Titanium CardNo min. spendMiles a year26,500Annual fee₩45,000Net value+₩143,150
  6. 6Hana CardHana SKYPASS American Express Platinum CardNo min. spendMiles a year26,400Annual fee₩45,000Net value+₩142,440
  7. 7Hana CardHana Mile 1.6 Korean AirNo min. spendMiles a year25,900Annual fee₩45,000Net value+₩138,890
  8. 8Shinhan CardShinhan Card Air One₩500,000/mo min.Miles a year26,600Annual fee₩51,000Net value+₩137,860
  9. 9BC CardBC Baro Air Master CardNo min. spendMiles a year23,300Annual fee₩29,000Net value+₩136,430
  10. 10Hyundai CardKorean Air Card 060₩500,000/mo min.Miles a year27,500Annual fee₩60,000Net value+₩135,250
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Based on issuer disclosures as of 2026-10-01. How we calculate

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