Best miles credit cards with an annual fee of ₩50,000 or less (October 2026)

Ranked by net value (yearly miles minus the annual fee) at ₩2,000,000/mo, Economy · Short-haul. We compared all 15 eligible cards.

  1. 1Lotte CardDIGILOCA SKYPASSNo min. spendMiles a year26,400Annual fee₩20,000Net value+₩167,440
  2. 2Woori CardCard-ui Jeongseok EVERY MILE SKYPASSNo min. spendMiles a year26,400Annual fee₩39,000Net value+₩148,440
  3. 3IBK Industrial Bank of KoreaIBK I-Mileage (Korean Air)₩500,000/mo min.Miles a year26,500Annual fee₩42,000Net value+₩146,150
  4. 4Samsung CardSamsung Card & MILEAGE PLATINUM (SKYPASS)No min. spendMiles a year27,400Annual fee₩49,000Net value+₩145,540
  5. 5KB Kookmin CardKB Kookmin SKYPASS Titanium CardNo min. spendMiles a year26,500Annual fee₩45,000Net value+₩143,150
  6. 6Hana CardHana SKYPASS American Express Platinum CardNo min. spendMiles a year26,400Annual fee₩45,000Net value+₩142,440
  7. 7Hana CardHana Mile 1.6 Korean AirNo min. spendMiles a year25,900Annual fee₩45,000Net value+₩138,890
  8. 8BC CardBC Baro Air Master CardNo min. spendMiles a year23,300Annual fee₩29,000Net value+₩136,430
  9. 9BC CardBC Baro Air Max CardNo min. spendMiles a year24,000Annual fee₩43,000Net value+₩127,400
  10. 10KB Kookmin CardKB Kookmin Mileage Gaon Card (Korean Air)No min. spendMiles a year17,600Annual fee₩20,000Net value+₩104,960
Different spending means a different ranking. You can also pick your route, cabin and season.
Recalculate with my spending →

Based on issuer disclosures as of 2026-10-01. How we calculate

More rankings