How many miles will my spending earn?
I puton my cards each month.
In a year, that’s50,700milesBased on Singapore Airlines KrisFlyer The BEST Shinhan Card · Net value +₩510,500
How do people your age compare?
At ₩2,000,000/mo, you spend about the same as people in their 30s (₩2,100,000).
You₩2,000,000/mo50,700
20savg ₩1,200,000/mo35,200
30savg ₩2,100,000/mo52,400
40savg ₩2,600,000/mo60,700
50s+avg ₩2,200,000/mo54,300
Miles a year · top card by net value at each spend · your top card: Singapore Airlines KrisFlyer The BEST Shinhan CardSee all 53 cards with my spend →
How we calculate net value
We convert miles to cash and subtract the annual fee, so you can see whether a pricier card pays off.
Miles a year50,700
×Value per mile≈ ₩15
−Annual fee₩250,000
=Net value+₩510,500
- Singapore Airlines KrisFlyer The BEST Shinhan Card · at ₩2,000,000/mo
- 1 mile ≈ ₩15 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
- Cards whose monthly minimum spend isn’t met are calculated without their bonus earn.
Every number comes from the issuer
We check all 53 cards every month and show the verification date and source for each one. Rankings are not affected by partnerships.
Report an error- Hyundai Card7 cards · verified 2026-10-01Disclosure
- Samsung Card4 cards · verified 2026-10-01Disclosure
- Shinhan Card7 cards · verified 2026-10-01Disclosure
- KB Kookmin Card6 cards · verified 2026-10-01Disclosure
- Hana Card13 cards · verified 2026-10-01Disclosure
- Lotte Card4 cards · verified 2026-10-01Disclosure
- Woori Card3 cards · verified 2026-10-01Disclosure
- BC Card2 cards · verified 2026-10-01Disclosure
- NH Card4 cards · verified 2026-10-01Disclosure
- IBK Industrial Bank of Korea3 cards · verified 2026-10-01Disclosure
Merged airline launched · December 17
Will your Asiana miles stay the same after conversion?
The problem
- 1How you earned them mattersFlight miles convert 1:1, but partner miles (cards and others) convert at 1:0.82.
- 2Conversion is one-wayYou can only convert your whole balance, once.
- 3If you don’t convert, they stay as Asiana milesUnconverted miles are kept as legacy Asiana miles for 10 years.
The fix
Enter two numbers to see your miles after conversion
Split your balance into flight and partner miles, and we’ll show how many SKYPASS miles you’ll get and how many you’ll lose.
Example
Calculate with my miles →Flight 50,000 × 150,000
Partner 50,000 × 0.8241,000
SKYPASS miles−9,00091,000
Frequently asked questions
Your yearly miles converted to won (1 mile ≈ ₩15), minus the annual fee. A card that earns more can still come out lower if its fee is high.