Compare cards

Based on ₩2,000,000/mo · 10% overseas. The best value in each row is marked “Best”.

Shinhan CardSingapore Airlines KrisFlyer The BEST Shinhan CardApply
Lotte CardDIGILOCA SKYPASSApply
Hyundai CardKorean Air Card 120Apply

Summary

Miles a year
50,100Best26,40032,600
Annual fee
₩250,000₩20,000Best₩120,000
Net value
+₩501,500Best+₩376,000+₩369,000

Yearly earn by category

Dining & cafés
9,900Best7,9007,900
Groceries
4,900Best4,0004,000
Transport & fuel
3,400Best2,6002,600
Online shopping
6,600Best5,3005,300
Bills & subscriptions
1,600Best1,3001,300
Travel & airfare
3,400Best2,6002,900
Everything else
3,400Best2,6002,600

Programs & perks

Min. spend
₩500,000/mo min.No min. spend₩500,000/mo min.
Perks
—No min. spend—

Verified 2026-10-01 · issuer disclosures · 1 mile ≈ ₩15·Report an error