Best miles credit cards with airport lounge access (October 2026)

Ranked by net value (yearly miles minus the annual fee) at ₩2,000,000/mo, Economy · Short-haul. We compared all 40 eligible cards.

  1. 1Woori CardCard-ui Jeongseok EVERY MILE SKYPASSNo min. spendMiles a year26,400Annual fee₩39,000Net value+₩148,440
  2. 2IBK Industrial Bank of KoreaIBK I-Mileage (Korean Air)₩500,000/mo min.Miles a year26,500Annual fee₩42,000Net value+₩146,150
  3. 3Samsung CardSamsung Card & MILEAGE PLATINUM (SKYPASS)No min. spendMiles a year27,400Annual fee₩49,000Net value+₩145,540
  4. 4KB Kookmin CardKB Kookmin SKYPASS Titanium CardNo min. spendMiles a year26,500Annual fee₩45,000Net value+₩143,150
  5. 5Hana CardHana SKYPASS American Express Platinum CardNo min. spendMiles a year26,400Annual fee₩45,000Net value+₩142,440
  6. 6Shinhan CardShinhan Card Air One₩500,000/mo min.Miles a year26,600Annual fee₩51,000Net value+₩137,860
  7. 7Hyundai CardKorean Air Card 120₩500,000/mo min.Miles a year32,500Annual fee₩120,000Net value+₩110,750
  8. 8Shinhan CardSingapore Airlines KrisFlyer The BEST Shinhan Card₩500,000/mo min.Miles a year50,100Annual fee₩250,000Net value+₩105,710
  9. 9Lotte CardLOCA PLATINUM MileageNo min. spendMiles a year24,000Annual fee₩100,000Net value+₩70,400
  10. 10KB Kookmin CardKB Kookmin HERITAGE Classic (SKYPASS)₩500,000/mo min.Miles a year30,800Annual fee₩157,000Net value+₩61,680
Different spending means a different ranking. You can also pick your route, cabin and season.
Recalculate with my spending →

Based on issuer disclosures as of 2026-10-01. How we calculate

More rankings