32,200miles/yr
Net value+₩326,000
Rank#13 of 53
Earn by category
Miles a year · total 27,200Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | Monthly minimum spend: ₩500,000 | 0.67 mi / ₩1,000 | |
| Dining & cafés | Monthly minimum spend: ₩500,000음식점·커피 | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
| Groceries | Monthly minimum spend: ₩500,000대형마트·슈퍼·편의점 | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
| Transport & fuel | Monthly minimum spend: ₩500,000택시calculated as 10% of this category | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
| Online shopping | Monthly minimum spend: ₩500,000KB Pay 온라인몰(네이버쇼핑·쿠팡·G마켓·11번가·SSG.COM)calculated as 80% of this category | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
| Travel & airfare | Monthly minimum spend: ₩500,000대한항공 직판·호텔·온라인 면세점calculated as 40% of this category | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
| Everything else | Monthly minimum spend: ₩500,000학원·병원·스포츠·미용실·백화점calculated as 40% of this category | 1.33 mi / ₩1,000 | 1,000 miles (shared) |
- Monthly minimum spend: ₩500,000
- Spend ₩6,000,000 in a year → 5,000 miles · 쿠폰 서비스에서 대한항공 5천 마일 선택 시(첫해는 연회비 납부만으로)
- Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
- 1 mile ≈ ₩15 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Eligibility
Foreign residents need an alien registration card and proof of income; some issuers restrict applications.
Verified 2026-10-23 · KB Kookmin Card disclosure·Report an error