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KB Kookmin Card

KB Kookmin HERITAGE Smart (Korean Air)

SKYPASSNo min. spend연 1회 쿠폰(호텔·항공권 15만원 할인 택1), KB Pay 결제 추가 적립(계산 제외)

Annual fee ₩200,000

Apply
Your result · ₩2,000,000/mo · 10% overseas
26,400miles/yr
Net value+₩196,000
Rank#27 of 53

Earn by category

Dining & cafés7,900
Groceries4,000
Transport & fuel2,600
Online shopping5,300
Bills & subscriptions1,300
Travel & airfare2,600
Everything else2,600
Miles a year · total 26,300

Earn rules

CategoryConditionsRateMonthly cap
Base earn1 mi / ₩1,000
Overseas해외 가맹점2 mi / ₩1,000None
  • 1 mile ≈ ₩15 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Eligibility

Foreign residents need an alien registration card and proof of income; some issuers restrict applications.

Verified 2026-10-23 · KB Kookmin Card disclosure·Report an error