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NAB
NAB Rewards Travel Card
Velocity Frequent Flyer$0 international transaction fees, 2 airport lounge visits/yr + delayed-flight lounge pass, global eSIM, phone insurance
Annual fee A$395
Apply29,100points/yr
Net value−A$104
Rank#31 of 40
Earn by category
Points a year · total 29,100Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | 0.5 pts / A$1 | ||
| Groceries | Groceries: 1.5 + 1 bonus NAB Rewards Point per A$1 (bonus uncapped). | 0.83 pts / A$1 | None |
| Transport & fuel | Petrol and public transport: 1.5 + 1 bonus per A$1.calculated as 80% of this category | 0.83 pts / A$1 | None |
| Travel & airfare | Eligible travel transactions: 1.5 + 1 bonus per A$1. (Bookings via NAB Travel powered by…calculated as 90% of this category | 0.83 pts / A$1 | None |
- Above A$10,000/mo: 0.17 pts / A$1
- Earns NAB Rewards Points; calculated at 3 points = 1 point
- Sign-up bonus: 40,000 points · 120,000 bonus NAB Rewards Points (= 40,000 Velocity at 3:1) for A$5,000 spend within 90 days; plus 60,000 NAB points after 12 months.
- 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Where these points go
This card earns or transfers to these programs.
Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result
Verified 2026-10-23 · NAB disclosure·Report an error