NAB

NAB Rewards Card (with Velocity auto-redemption)

Velocity Frequent FlyerComplimentary insurances, concierge, Visa Premium Access

Annual fee A$195

Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer

22,800points/yr

Net value+A$33

Rank#18 of 40

Earn by category

Dining & cafés6,000

Groceries4,800

Transport & fuel3,000

Online shopping4,000

Bills & subscriptions1,000

Travel & airfare2,000

Everything else2,000

Points a year · total 22,800

Category	Conditions	Rate	Monthly cap
Base earn		0.42 pts / A$1
Groceries	Groceries: 1.25 + 0.75 bonus NAB Rewards Points per A$1 (bonus uncapped).	0.67 pts / A$1	None
Transport & fuel	Petrol and public transport: 1.25 + 0.75 bonus per A$1.calculated as 80% of this category	0.67 pts / A$1	None

Above A$5,000/mo: 0.17 pts / A$1
Earns NAB Rewards Points; calculated at 3 points = 1 point
Sign-up bonus: 40,000 points · Velocity offer (from 1 Oct 2026): 40,000 Velocity Points (from 120,000 NAB bonus points) for A$4,000 spend within 90 days; plus 40,000 after 12 months. (NAB-po…
1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · NAB disclosure·Report an error