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American Express

The American Express Platinum Edge Credit Card

Velocity Frequent FlyerA$200 travel credit, smartphone screen cover, up to 4 free additional cards

Annual fee A$195

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
34,300points/yr
Net value+A$148
Rank#8 of 40

Earn by category

Dining & cafés7,900
Groceries9,700
Transport & fuel4,800
Online shopping5,300
Bills & subscriptions1,300
Travel & airfare2,600
Everything else2,600
Points a year · total 34,200

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.5 pts / A$1
GroceriesMajor supermarkets (3 MR points per A$1).calculated as 85% of this category1.5 pts / A$1None
Transport & fuelPetrol stations (3 MR points per A$1).calculated as 50% of this category1.5 pts / A$1None
OverseasPurchases in a foreign currency, overseas and online (2 MR points per A$1).1 pts / A$1None
  • First-year fee: A$0
  • Earns Membership Rewards points; calculated at 2 points = 1 point
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error