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American Express

The American Express Velocity Platinum Card

Velocity Frequent FlyerVirgin Australia domestic lounge access, annual domestic return flight, up to 100 bonus Status Credits for A$25k/A$50k spend

Annual fee A$440

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Your result · A$4,000/mo · 10% overseas · Velocity Frequent Flyer
61,200points/yr
Net value+A$172
Rank#6 of 40

Earn by category

Dining & cafés18,000
Groceries9,000
Transport & fuel6,000
Online shopping12,000
Bills & subscriptions3,000
Travel & airfare7,200
Everything else6,000
Points a year · total 61,200

Earn rules

CategoryConditionsRateMonthly cap
Base earn1.25 pts / A$1
Travel & airfareEligible purchases within Virgin Australia.calculated as 25% of this category2.25 pts / A$1None
Everything elsePurchases at government bodies in Australia (incl. ATO, Australia Post).calculated as 5% of this category0.5 pts / A$1None
  • Sign-up bonus: 50,000 points · 50,000 bonus Velocity Points for A$5,000 eligible spend within 3 months of approval; only if no Amex card held in the last 18 months.
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Velocity Frequent FlyerVirgin Australia · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error