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American Express

The Qantas American Express Discovery Card

Qantas Frequent FlyerNo annual fee, purchase and refund cover, up to 4 free additional cards

Annual fee A$0

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Your result · A$4,000/mo · 10% overseas · Qantas Frequent Flyer
37,400points/yr
Net value+A$374
Rank#1 of 40

Earn by category

Dining & cafés10,800
Groceries5,400
Transport & fuel3,600
Online shopping7,200
Bills & subscriptions1,800
Travel & airfare5,000
Everything else3,600
Points a year · total 37,400

Earn rules

CategoryConditionsRateMonthly cap
Base earn0.75 pts / A$1
Travel & airfareEligible Qantas products and services.calculated as 30% of this category1.75 pts / A$1None
Everything elsePurchases at government bodies in Australia (incl. ATO, Australia Post).calculated as 5% of this category0.5 pts / A$1None
  • 1 point ≈ 1¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these points go

This card earns or transfers to these programs.

Qantas Frequent FlyerQantas · 1 point ≈ 1¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error