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American Express
American Express® Gold Card
SkyMiles®Aeroplan®$120 dining credit ($10/mo Grubhub, Five Guys, Cheesecake Factory, BWW, Wonder); $120 Uber Cash; $100 Resy credit; $84 Dunkin' credit; Hert…
Annual fee $325
Apply83,800miles/yr
Net value+$932
Rank#5 of 26
Earn by category
Miles a year · total 83,800Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | 1 mi / $1 | ||
| Dining & cafés | Restaurants worldwide, incl. takeout and delivery in the U.S. | 4 mi / $1 | 12,500 miles |
| Groceries | U.S. supermarkets (excludes superstores, warehouse clubs, convenience stores, specialty s…calculated as 70% of this category | 4 mi / $1 | 6,250 miles |
| Travel & airfare | Flights booked directly with airlines or through AmexTravel.com / Amex Travel Appcalculated as 45% of this category | 3 mi / $1 | None |
| Travel & airfare | Portal only: prepaid car rentals booked through AmexTravel.com/App and cruises booked and…calculated as 3% of this category | 2 mi / $1 | None |
| Travel & airfare | Portal only: prepaid hotels booked through AmexTravel.com or Amex Travel App (raised from…calculated as 5% of this category | 5 mi / $1 | None |
- Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
- Earns Amex Membership Rewards points; calculated at 1 points = 1 mile
- Sign-up bonus: 100,000 miles · Personalized offer ('Apply and find out your welcome offer' on americanexpress.com). Blogs (bonusceiling, stackable, Oct 19, 2026) report 'as high as 100,000'…
- 1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Where these miles go
This card earns or transfers to these programs.
SkyMiles®Delta Air Lines · 1 mile ≈ 1.2¢
Aeroplan®Air Canada · 1 mile ≈ 1.5¢Used in your result
Verified 2026-10-23 · American Express disclosure·Report an error