The American Express Singapore Airlines Business Credit Card

Business cardKrisFlyerFree ALL Accor+ Explorer membership each year (2 Stay Plus nights); KrisFlyer Elite Gold for the first cardholder whose business spends S$1…

Annual fee S$400

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Your result · S$3,000/mo · 10% overseas · KrisFlyer

50,400miles/yr

Net value+S$356

Rank#1 of 5

Earn by category

Dining & cafés9,400

Groceries5,800

Transport & fuel5,000

Online shopping2,900

Bills & subscriptions3,600

Travel & airfare5,500

Everything else12,200

Miles a year · total 44,400

Earn rules

Category	Conditions	Rate	Monthly cap
Base earn		1.2 mi / S$1
Online shopping	2 HighFlyer points per S$1 on KrisShop (onboard and krisshop.com) in SGD. Uncapped.calculated as 2% of this category	2 mi / S$1	None
Travel & airfare	2 HighFlyer points per S$1 on SIA and Scoot flights originating in Singapore bought in SG…calculated as 40% of this category	2 mi / S$1	None

Spend S$0 in a year → 6,000 miles · 6,000 HighFlyer points (=6,000 KrisFlyer miles) about 10-12 weeks after each renewal annual fee is paid (from year 2; n…
First-year fee: S$400
Who can apply: Business owner or person with executive authority of a business with a valid UEN (sole proprietor, partnership, LLP or company; not a VCC),…
Earns HighFlyer points; calculated at 1 points = 1 mile
Sign-up bonus: 22,000 miles · 22,000 bonus HighFlyer points: pay the S$400 annual fee in the first statement and spend S$1,000 within 2 months of approval; apply 17 Jun 2026 - 31 Jan 2027;…
1 mile ≈ S$0.015 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

KrisFlyerSingapore Airlines · 1 mile ≈ S$0.015Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error