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NH Card

NH U Terra Card (SKYPASS)

SKYPASS더라운지 연 20회, 연 1회 바우처, 주말 국내 2배(요일 평균으로 기본 적립에 반영)

Annual fee ₩530,000

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Your result · ₩2,000,000/mo · 10% overseas
22,200miles/yr
Net value−₩197,000
Rank#44 of 53

Earn by category

Dining & cafés6,700
Groceries3,300
Transport & fuel2,200
Online shopping4,400
Bills & subscriptions1,100
Travel & airfare2,200
Everything else2,200
Miles a year · total 22,100

Earn rules

CategoryConditionsRateMonthly cap
Base earnMonthly minimum spend: ₩500,0000.86 mi / ₩1,000
OverseasMonthly minimum spend: ₩500,000해외(평일 2배·주말 3배를 요일 평균으로 계산)1.52 mi / ₩1,000None
  • Monthly minimum spend: ₩500,000
  • 1 mile ≈ ₩15 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Eligibility

Foreign residents need an alien registration card and proof of income; some issuers restrict applications.

Verified 2026-10-23 · NH Card disclosure·Report an error