Citi® / AAdvantage Business™ World Elite Mastercard®

Business cardAAdvantage®First checked bag free (you + 4 companions), preferred boarding, Companion Certificate after $30,000/yr spend + renewal, 1 Loyalty Point pe…

Annual fee $99

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Your result · $3,000/mo · 10% overseas · AAdvantage®

40,000miles/yr

Net value+$481

Rank#8 of 17

Earn by category

Dining & cafés4,800

Groceries7,800

Transport & fuel3,600

Online shopping4,800

Bills & subscriptions5,100

Travel & airfare3,100

Everything else10,800

Miles a year · total 40,000

Earn rules

Category	Conditions	Rate	Monthly cap
Base earn		1 mi / $1
Transport & fuel	Gas stationscalculated as 50% of this category	2 mi / $1	None
Bills & subscriptions	Telecommunications merchants, cable and satellite providerscalculated as 70% of this category	2 mi / $1	None
Travel & airfare	Car rental merchantscalculated as 10% of this category	2 mi / $1	None
Travel & airfare	Eligible American Airlines purchasescalculated as 20% of this category	2 mi / $1	None

First-year fee: $0
Who can apply: Business owners incl. sole proprietors; miles go to an AAdvantage Business account created at approval.
Sign-up bonus: 65,000 miles · 65,000 AAdvantage miles after $4,000 in purchases in the first 4 months (WalletHub/Citi ad page 2026; amount loaded dynamically on citi.com). Not if you got a…
1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

AAdvantage®American Airlines · 1 mile ≈ 1.5¢Used in your result

Verified 2026-10-23 · Citi disclosure·Report an error