United Club℠ Business Card

Business cardMileagePlus®United Club membership (you + 1 guest; All Access at Premier Gold or $50,000/yr spend), Premier Access, free checked bags, up to $200 Renow…

Annual fee $695

Apply

Your result · $3,000/mo · 10% overseas · MileagePlus®

54,800miles/yr

Net value−$37.40

Rank#14 of 17

Earn by category

Dining & cafés7,200

Groceries11,700

Transport & fuel3,600

Online shopping7,200

Bills & subscriptions4,500

Travel & airfare4,400

Everything else16,200

Miles a year · total 54,800

Earn rules

Category	Conditions	Rate	Monthly cap
Base earn		1.5 mi / $1
Travel & airfare	Portal only: hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembe…calculated as 5% of this category	5 mi / $1	None
Travel & airfare	Tickets and other purchases bought from Unitedcalculated as 30% of this category	2 mi / $1	None

Who can apply: Business owners incl. sole proprietors. Not available to current cardmembers or those who got this card's bonus in the last 24 months.
Sign-up bonus: 90,000 miles · 90,000 miles + 2,000 PQP after $5,000 in purchases in the first 3 months, plus 10,000 miles for adding an employee card in the first 3 months (up to 100,000).
1 mile ≈ 1.2¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

MileagePlus®United Airlines · 1 mile ≈ 1.2¢Used in your result

Verified 2026-10-23 · Chase disclosure·Report an error