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Capital One

Capital One Venture X Business

Business cardAeroplan®Flying BlueAviosCapital One Lounges/Landings + Priority Pass, $300 annual Capital One Business Travel credit, Global Entry/TSA PreCheck credit, Premier Col…

Annual fee $395

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Your result · $3,000/mo · 10% overseas · Aeroplan®
84,600miles/yr
Net value+$874
Rank#3 of 17

Earn by category

Dining & cafés9,600
Groceries15,600
Transport & fuel4,800
Online shopping9,600
Bills & subscriptions6,000
Travel & airfare7,400
Everything else21,600
Miles a year · total 74,600

Earn rules

CategoryConditionsRateMonthly cap
Base earn2 mi / $1
Travel & airfarePortal only: flights and vacation rentals booked through Capital One Business Travelcalculated as 10% of this category5 mi / $1None
Travel & airfarePortal only: hotels and rental cars booked through Capital One Business Travelcalculated as 10% of this category10 mi / $1None
  • Spend $0 in a year → 10,000 miles · 10,000 bonus miles on each account anniversary
  • Who can apply: Business owners incl. sole proprietors; charge card that must be paid in full each month (Capital One looks at business spend/cash flow).
  • Earns Capital One Miles; calculated at 1 points = 1 mile
  • Sign-up bonus: 150,000 miles · Limited-time: 150,000 miles after $40,000 in the first 4 months, plus another 150,000 miles and a $1,000 travel credit after $120,000 in the first 4 months (up…
  • 1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

Aeroplan®Air Canada · 1 mile ≈ 1.5¢Used in your result
Flying BlueAir France-KLM · 1 mile ≈ 1.3¢
AviosBritish Airways · 1 mile ≈ 1.3¢

Verified 2026-10-23 · Capital One disclosure·Report an error