Delta SkyMiles® Gold Business American Express Card

Business cardSkyMiles®First checked bag free, 15% off Delta award flights, $200 Delta Flight Credit after $10,000/yr spend, priority boarding

Annual fee $150

Your result · $3,000/mo · 10% overseas · SkyMiles®

41,500miles/yr

Net value+$348

Rank#12 of 17

Earn by category

Dining & cafés9,400

Groceries7,800

Transport & fuel2,400

Online shopping4,800

Bills & subscriptions3,000

Travel & airfare2,800

Everything else11,300

Miles a year · total 41,500

Category	Conditions	Rate	Monthly cap
Base earn		1 mi / $1
Dining & cafés	Restaurants worldwide, incl. takeout and delivery in the U.S.calculated as 95% of this category	2 mi / $1	None
Travel & airfare	Eligible purchases made directly with Deltacalculated as 15% of this category	2 mi / $1	None
Everything else	U.S. shipping providers; U.S. providers for advertising in select media (each capped at $…calculated as 5% of this category	2 mi / $1	8,333 miles

Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
First-year fee: $0
Who can apply: Business owners incl. sole proprietors, freelancers and side businesses (apply with SSN or EIN); personal guarantee. Bonus not available if…
Sign-up bonus: 90,000 miles · 90,000 bonus miles after $6,000 in purchases in the first 6 months (delta.com, offer ends 2026-11-04).
1 mile ≈ 1.2¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

This card earns or transfers to these programs.

SkyMiles®Delta Air Lines · 1 mile ≈ 1.2¢Used in your result

Verified 2026-10-23 · American Express disclosure·Report an error